NB

.NET Backend Engineer

Nishant Bhadke

Backend engineer building secure banking APIs and loan workflow systems for BFSI platforms.

View work LinkedIn

40-45%

SQL execution time cut via query tuning

95%

DB query load reduced with Redis caching

4.5+ yrs

Shipping BFSI backend systems

Winjit TechnologiesSuryoday Small Finance BankCity Union BankRBL-BCMS ProjectRBL-RADC Project
.NET CoreC#SQL ServerREST APIsDockerAWSRedis

Work

Enterprise delivery with measurable outcomes.

Software Engineer

Winjit Technologies | India

Sep 2021 - Present

Own backend delivery for BFSI applications where reliability, compliance, and workflow accuracy directly affect lending and account operations.

  • Engineered BCMS workflows for new-to-bank, top-up, regular renewal, proactive renewal, and parallel renewal JLG loan products.
  • Reduced SQL execution time by 40-45% through query tuning and schema-aware data access improvements.
  • Implemented maker-checker controls that helped retail agents process loan disbursement with stronger authorization boundaries.
  • Delivered RADC modules for loan collections, dynamic PDF generation, download tracking, AWS S3 integrations, and Docker-based releases.

Software Engineering Intern

Winjit Technologies | India

2 months

Built a web application that helped mobile teams track Android and iOS defects with better visibility.

  • Created issue listing, update, and history flows to improve accountability across mobile development teams.
  • Reduced bug resolution time by an estimated 20% by making defect ownership and status easier to act on.

Projects

Selected systems across banking, compliance, and predictive workflows.

Enterprise repositories are private; project conversations route through contact for context and access.

Banking APIs10 months

Suryoday Small Finance Bank - Secure Banking API Platform

Developed transaction and authentication APIs for a small finance bank deployment, then introduced Redis caching to reduce database pressure during peak usage.

Implemented Redis caching strategy to reduce database query load by 95%, significantly improving API response latency at peak transaction volumes.

.NET CoreSQL ServerRedisREST APIsAuthentication
Discuss project
Migration and Security5 months

City Union Bank - Enterprise Banking Platform

Redesigned schemas, stored procedures, and data-access layers during an Oracle migration from SQL Server for enterprise banking workflows.

Integrated certificate-based third-party API authentication with multiple encryption methods, ensuring end-to-end data integrity across core banking workflows.

OracleSQL Server.NETSecure APIsData Migration
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Loan Workflows3+ years

BCMS

Worked on a web-based application to streamline loan application and account opening processes for new and existing customers across NTB, top-up, regular renewal, proactive renewal, and parallel renewal JLG loan products.

Contributed to maker/checker accessibility features, allowing retail agents to process loan disbursement securely.

.NET CoreEntity FrameworkSQL ServerAWS S3Docker
Discuss project
Applied MLPersonal project

Bank Customer Churn Prediction System

Combined .NET services with Python classification models to identify customers with a higher likelihood of attrition.

Used Random Forest and Logistic Regression to turn transaction and profile data into actionable churn-risk signals.

.NETPythonScikit-learnPandasSQL
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A focused backend toolkit with practical delivery range.

Backend

C#.NET CoreASP.NET CoreMVC ArchitectureEntity FrameworkADO.NET

Data and Performance

SQL ServerOracleStored ProceduresQuery TuningRedisMongoDB

APIs and Integration

REST APIsWeb APIsSOAPSwaggerCertificate AuthThird-party Services

Cloud and Delivery

AWSAWS S3DockerCI/CDAzure DevOpsGitHub

Frontend

React.jsJavaScriptHTMLCSSBootstrapjQueryAJAX

Ways of Working

Agile DeliveryProduction SupportDebuggingCross-functional Collaboration

Education

MCA, Computers

Pune University

2023

B.Sc, Computers

Pune University

2021

Certifications & Awards

Certifications

AWS Fundamentals: Going Cloud Native

Awards

Agile Excellence Award